If you are buying a new home, a final step in the homebuilding process is for the city or county to perform a final inspection and issue the Certificate of Occupancy. Read on for a more detailed explanation.
What Is a Certificate of Occupancy?
If you have ever purchased a brand new home, you might have heard the builder throw around the term “CO”. Many times they will explain that the buyer cannot move in without the “CO” (Certificate of Occupancy).
Once the home is complete, the builder must coordinate with the City to perform a final inspection on the home and issue a Certificate of Occupancy. This documents is proof that the home is in liveable condition and everything passes the building codes set forth by that local government agency. The builder must provide proof that the Certificate of Occupancy has been issued to the buyer and the lender. This is the final step and coincides with the building permit that was obtained before the building was constructed.
Having this final inspection is beneficial to the buyer. The City Inspector will check everything in the home to make sure it is in accordance with local building guidelines.
If you are buying a home and your builder says you need to delay closing until the “CO” is issued, be patient. You never want to close on a new structure until it has the Green Light from the City.
Written and Published by Pat Starnes REALTOR
Pat specializes in Residential and New Home Sales
Primary Service Area:
Brandon, Pearl, Ridgeland, Flowood, Madison and the Ross Barnett Reservoir area
Pat Starnes, Broker Associate
Front Gate Real Estate, 6700 Old Canton Rd., Suite C
Ridgeland, MS 39157
601-991-2900 - Office
601-278-4513 - Cell
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